New York, New Jersey — As the calendar turns to 2026, a wide range of new laws will take effect across New York and New Jersey, bringing changes that could directly affect household budgets, commuting costs, wages, and consumer protections. From minimum wage hikes and transit fare increases to expanded tax credits and gas taxes, residents in both states may feel the impact early in the new year.
Here’s a clear breakdown of the most significant changes to know.
Minimum Wage Increases Take Effect
Workers across both states will see pay bumps starting January 1.
In New York, the minimum wage rises to $17 per hour for workers in New York City, Long Island, and Westchester County, an increase of 50 cents. For the rest of the state, the minimum wage increases to $16 per hour. These raises are part of a long-term plan that will begin adjusting wages annually based on inflation starting in 2027.
In New Jersey, the statewide minimum wage increases by 43 cents, bringing it to $15.92 per hour for most workers. Seasonal and small business employees will see their minimum wage rise to $15.23, while agricultural workers move to $14.20 per hour. Long-term care facility direct care staff will see wages increase to $18.92 per hour.
Expanded Child and Family Benefits in New York
New York families will see new financial support aimed at easing the cost of raising children.
Beginning in January, more than 1.6 million families will be eligible for an expanded child tax credit of up to $1,000 per child under age four. Families will also continue receiving credits of up to $330 per child ages 4 through 16. These credits can be claimed during the regular 2026 tax filing season.
In addition, New York is launching a new BABY Benefit, offering a one-time $1,800 payment at birth to families receiving public assistance. The benefit is designed to help cover essentials such as diapers, clothing, and safe-sleep items during the early months of a child’s life.
Transit, Toll, and Commuting Costs Rise
Commuters in New York will need to budget for higher transportation costs.
The base fare for New York City subways and local buses increases from $2.90 to $3, while reduced fares rise to $1.50. Express bus fares increase to $7.25. Commuter rail riders on Long Island Rail Road and Metro-North will see average fare increases of up to 4.5%, though some lines are excluded.
Bridge and tunnel tolls will also rise, with 20- to 60-cent increases depending on the crossing. Existing toll discount programs for Queens, Bronx, and Staten Island drivers will remain in place.
One major change: MetroCard sales and refills end December 31, 2025, completing the transition to the OMNY contactless payment system.
Consumer and Worker Protections Expand
Several new laws aim to improve transparency and protections for consumers and gig workers.
Delivery services in New York will be required to pay contracted delivery workers within seven days of each pay period and provide itemized earnings statements. Food and grocery delivery platforms must also prompt customers for tips at checkout, rather than after delivery.
Another law eliminates criminal misdemeanor penalties for street vendors operating without licenses, replacing them with civil fines instead. This change takes effect March 9, 2026.
Consumers will also benefit from new protections that require businesses to clearly disclose subscription renewals, price changes, cancellation methods, return policies, and certain algorithm-based pricing practices.
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Housing and Energy Rules Shift in New York
Starting in 2026, most newly constructed buildings in New York that are seven stories or shorter must be fully electric, including heating and appliances. Larger commercial buildings over 100,000 square feet will also be required to follow electric-only standards.
New Jersey Gas Tax Increase
Drivers in New Jersey will see higher fuel costs. The state gas tax increases by 4.2 cents per gallon starting January 1, supporting the Transportation Trust Fund. The increase is part of a multi-year plan that gradually raises fuel tax revenue through 2029.
What to Watch as 2026 Begins
These changes touch nearly every aspect of daily life — paychecks, commuting, family expenses, and consumer rights. Some increases put more money in workers’ pockets, while others raise everyday costs. Understanding what’s changing now can help households plan ahead.
Which of these new laws will affect you the most in 2026? Share your thoughts in the comments below and join the conversation.
